The honest referral

Some claims deserve a professional. Maybe yours.

We make $79 whether you hire one or not, so take this at face value: when a claim is large, technical, or smells of bad faith, a licensed pro can recover more than they cost. Here's what each one actually does - and what they take.

Public adjuster

Licensed · takes 10–15% of what you recover

An adjuster who works for you - measures, documents, prices the loss, and negotiates with the insurer's adjuster as a peer. No lawsuits; leverage through expertise.

GOOD FIT: large property losses, scope disputes,
underpriced complex repairs
ON $41,300: fee ≈ $4,100–$6,200

Property attorney

Contingency · typically 33–40% if suit is filed

For when the insurer isn't just wrong but acting in bad faith - misrepresenting the policy, blowing statutory deadlines, lowballing knowingly. Can pursue damages beyond the claim itself.

GOOD FIT: bad-faith conduct, denied liability,
six-figure disputes
ON $41,300: fee ≈ $13,600+ if it goes to suit

Five questions. Then a straight answer.

We use these to tell you whether a pro is worth it - and if so, to introduce you to a vetted one in your state. Nothing is sold. No one cold-calls you.

1 · What's the full cost of repair, per your contractor?

2 · Where does the claim stand?

Denied outrightPaid, but far below the repair costStalled - no answer past the legal deadline

3 · Has the insurer done any of these? Check all that apply.

Cited policy language that says something different than they claimMissed a statutory response deadlineMade a promise on the phone they later denied makingPressured you to accept quickly or “lose the offer”

4 · Your state

5 · Anything else a pro should know before calling?

Free · your file is shared only if you say yes